Are you a renter who wants to become a homeowner but you’re just not ready? I am here to tell you that is just fine!! You might not be ready to buy a home today, and whether you need 5 months or 5 years to get ready, that is OK. Don’t let anyone tell you [...] Read more »
How to Shop for a Mortgage – Don’t take my word for it!
I talk to new homebuyers or homeowners looking to refinance every day of my life. I love it! I love helping families in Charlotte to navigate the ever changing mortgage world and buy their first home, move up to that dream home or even refinance the home they have to save thousands of dollars! It [...] Read more »
USDA Loans Back Online!
I wrote a recent post about possible delays with USDA Rural Housing loans. The good news is that the delays were very short lived and USDA is back funding loans once again!! There have been some small changes made to USDA but the overall benefit of the programs remains intact. Just in case you are [...] Read more »
Charlotte Home Prices
Did you know that all Charlotte homes have NOT dropped in price!! The problem many times is that we all here national or regional numbers, but when you are buying real estate what matters most is what is closest to you. What are homes selling for in your zip code? What about your neighorhood? Read more »
USDA Changes Guarantee Fee
USDA Rural Housing loans are seeing a change to the Guarantee Fee! Starting October 1st, the upfront fee will reduced from 3.5% to only 2%. This sounds really good but they are also adding an annual fee of .30%. Let’s take a look at how this works out over time. Read more »
