It’s the dream of almost every hardworking family in America. It is one of those things that motivates you to work that overtime or skip that extra expense… so that “one day” that mortgage will be paid off early and you can ride off into the sunset! It seems to be a classic “no-brainer” right? We [...] Read more »
Beware of Unsolicited Letters Suggesting Potential Mortgage Audit Refunds
I have been contacted by several homebuyers and homeowners with questions about letters being received by them in the mail from “Mortgage Auditing Program, Division of A.M.T.” These letters are being received all over the county and they get the attention of homeowners by offering risk free mortgage audits that can lead to potential refunds due [...] Read more »
How to Refinance

Many homeowners buy a home and never really understand how to refinance their home loan. What does refinance mean? I get asked a lot of refinance questions that make me believe that most homeowners think a refinance is like a loan modification. There is a major difference. When you refinance your mortgage you are paying [...] Read more »


